How do you spend money?

50%: Fixed cost: Debt Groceries of take home 10%: Saving: 10%: Investment 30%: Guilt free spending

Be intentional what you spend on

Don’t buy a house - most likely

Compounding

Compound Interest Calculator

This free calculator also has links explaining the compound interest formula.

www.moneychimp.com

10 rules

1 year of emergency fund in cash
save 10% at least
10% for big spending
Buy Books, appetisers
Business class for more than 5 hours
Buy the best, and keep it forever
Health and education - no limit
Relationships
Only work with people you like and respect
Marry the right person

Singapore Investment

35 Leading Fund Management Firms | Caproasia

35 Leading Fund Management Firms in Singapore. Aberdeen Asset Management, First State Investments, Fidelity Investments, Schroders Asset Management and more

www.caproasia.com

35 Leading Fund Management Firms | Caproasia

Top 5 Low Risk Investments: SSB, T-Bills, And More - MoneySmart Blog

Want safe, low-risk ways to grow your money? Here are 5 low risk investment tools, including Singapore Savings Bonds, Treasury Bills (T-bills), and more.